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Credit Officer

Published on 19.11.2020


Website :
Industries :
Health, pharmacy, hospitals, medical equipment
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APHFTA is an Umbrella Organization of the Private (Self Sustaining) Health Sector in Tanzania established in 1994. It serves as a public forum for... read more

Job Ad & Profile Description

Position : Credit Officer

We are recruiting a Credit Officer.

Job Summary

Responsible for seeking potential borrowers, managing lending process and monitoring loan performance and recovery.

Job Description/Requirements

AFYA Micro Finance Company Limited (AMiF) is a specialized Microfinance Institution that provides affordable loans for the health sector in Tanzania. AMiF targets the lower end market, in particular, Accredited Drug Dispensing Outlets (ADDOs), Pharmacies, dispensaries, small clinics, healthcare training centers, health sector employees etc. The company is seeking to recruit the officers to fill vacancies available at its branches.

Reporting to: Head of Credit

Location: Dar Es Salaam, Mwanza and Moshi

Duties and Responsibilities:

  • Reviewing loan applications, loan terms and credit requirements
  • Providing technical assistance and training Provide Health Care Providers in understanding the effective use of financial institutions, how to apply for a loan, importance of loan repayment and business promotion.
  • Formulating of Microfinance loan groups.
  • Evaluating loan proposals for Branch Manager/Head of Credit
  • Monitoring loan performance.
  • Managing loan delinquency and recovery.
  • Implementing the AMiF brands, products and services.
  • Managing quality customer services and relations.
  • Complying with AMiF ending policy.
  • Determining potential risk areas and conducting periodic loan reviews.
  • Appraising client loan applications to ensure compliance.
  • Visiting prospective clients business
  • Assessing applicants character to minimize default
  • Analyzing clients’ financial information
  • Providing technical support & training to lending group or individuals
  • Submitting required reports and attending group meetings
  • Facilitating credit product designing and packaging
  • Identifying training needs and supervising loans regularly
  • Performing any relevant duties as may be assigned by branch manager/head of credit or any other relevant authority
Required profile for job ad : Credit Officer
  • Minimum Qualification: Bachelor
  • Experience Level: Mid level
  • Experience Length: 1 year 
  • A holder of Degree, Advanced Diploma or Diploma in Economics, Commerce, Business Administration, Finance, Banking, Risk Management or related equivalent qualifications from recognized university or institution.

Desired attributes, skills and experience:

  • Strong analytical, communication, facilitation, mediation and meeting Management skills.
  • Knowledge of financial spreadsheet and feasibility analysis
  • Knowledge of processes and tools of affordable microfinance development.
  • Acceptable Computing literacy/skills.
  • Strong Communication skills
  • Ability to work both in a team and independently with minimum supervision
  • Keenness to details and zeal to achieve agreed deliverables
Job criteria for job ad : Credit Officer
Job category :
Accounting, controlling, finance
Industries :
Banking, insurance, finance
Employment type :
Permanent contract
Region :
Arusha - Dar es Salaam - Dodoma - Geita - Iringa - Kagera - Katavi - Kigoma - Kilimanjaro - Lindi - Manyara - Mara - Mbeya - Morogoro - Mtwara - Mwanza - Njombe - Pemba - Pwani - Rukwa - Ruvuma - Shinyanga - Simiyu - Singida - Songwe - Tabora - Tanga - Zanzibar
Experience level :
Less than 2 years
Educational level :
Spoken language :
Number of Position(s) : 1

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